Small Business? cut benefit costs in half.

Small business clients across the country are using benefitbay Subsidy Advantage™ to cut the cost of employee health benefits by 60%, or more.

Hourly Employees

Often qualify for government subsidy that exceeds the benefit contribution small business owners are able to afford. Our Subsidy Advantage™ tool allows these employees to choose between employer contribution and subsidy dollars during enrollment.

Salaried Employees

Salaried employees often earn too much for government subsidized health benefits. benefitbay™ allows employers to provide extra allowance for key staff members to enroll in a health plan that meets their needs. 

Built-In Compliance 

Subsidy Advantage™ has compliance built into our simple, end-to-end shopping / enrollment experience. Our compliance standards have been  rigorously tested by one of the leading consulting firms in the country.

Want to see your savings?

We can work with your broker to model your savings in minutes. Don't have a broker? No problem! We can assign one. No commitment. 

How does benefitbay™ work?

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Step 1. Compare

Our Fulcrum™ tool allows employers to compare and adjust  available options to maximize savings and arrive at a contribution level that is right for their organization.

Step 2. Set Up 

benefitbay™ will generate documents, provide a tax advantaged banking tool, verify employee enrollment and provide employers with a dashboard for complete control.

Step 3. Enroll

Employees will be guided through a simple process to select and enroll in the plan that’s right for them. They can manage every aspect of their plan through their employee dashboard.

Small Business Owners

Our Subsidy Advantage™ tool allows employees to decide between subsidy dollars or employer contribution. This can dramatically lower costs for employers and employees, alike.